1	CORPORATE FINANCIAL SERVICE & CORPORATE MOTOR BROKERS INTRODUCTION JOHN FYFE FRANCHISE FINANCE SECURED BUSINESS LOANS BUSINESS CREDIT CARDS & AFFILIATES VEHICLE FINANCE EQUIPMENT FINANCE VEHICLE SALES NEW VEHICLES NEW VEHICLE PURCHASE USED VEHILCES USED VEHICLES PURCHASE INSURANCE & WARRENTY VEHICLE PROTECTION CONTACT US
2	Introduction Over the past years, Corporate Financial Services Pty Ltd and its affiliate company, Corporate Motor Brokers Pty Ltd, in association with Jim’s Corp Pty have been able to facilitate a variety of services for Jim’s franchisees. These include start up finance for new or extended territories, substantial discounts on new motor vehicles, location and supply of quality used vehicles and disposal of trade-ins. Our Professional consultants will ensure your needs are meet quickly, confidently and at a competitive rate. We can arrange anything you require for your franchise including business loans, vehicle and equipment finance. Corporate Motor Brokers provides a unique service for shoppers of new and second-hand vehicles. Unlike dealers, we don’t have the exorbitant overheads that are typically passed onto the consumer. What this means to you, is high quality vehicles, at an affordable price. Corporate Motor Brokers have access to thousands of new and second-hand vehicles. All at either wholesale or dealer discounted prices, saving you money. We also have the ability to deliver Australia wide.
3	John Fyfe John Fyfe has over 30 years experience in the finance and banking industry with the last 15 being devoted to Franchise, Vehicle & Equipment Finance. The past 12 years have been devoted to Jim’s initially starting with the establishment of the trailer leasing facilities when employed with Esanda Finance Ltd Over the last 8 years with Corporate Financial Services we have assisted over 800 franchises establish their new franchises and obtain obtain suitable vehicle to maintain their businesses. John feels a strong bond with his clients as they get to know each other during the application period and beyond. This is evidenced by the large percentage of repeat business Johns ongoing relationships with Regional Franchisers has also assisted them to substantially grow their businesses.
4	SERVICES PROVIDED BY CORPORATE FINANCIAL SERVICES AUSTRALIA PTY LTD
5	Franchise Finance Starting a new franchise can be a daunting experience, and as Corporate Financial Services understand how the Jims Group operates , we can alleviate these problems for a prospective franchisee. Our experience has shown that many franchise enquiries are “still born” at the first finance interview, due to the new franchisee or the financier having little idea of how a Jims franchise operates. At Corporate Financial Services, we have arrangements with all major trading banks and other non Bank financiers whereby we can arrange the most favorable package, with the most advantageous tax benefits. In the majority of cases, your home loan can stay with the existing lender, thereby reducing costs. Unlike the majority of mortgage brokers who mainly deal with home loans, we do not receive ongoing commission trails from lenders, and as such, do not need to lock the franchisee into loans with restrictive terms and penalties to protect these commissions Whilst a prospective franchisee may not wish to avail of our services, we are quite happy to speak with them to ensure that they do obtain the best package from their existing lender or broker. No up front fees are charged for our services, however a small consultancy fee is charged on production of the Bank’s Letter of Offer to the successful applicant. A brief outline of the various loans that Corporate Financial Services can arrange are as follows:
6	Secured Business Loans Any amount lent, depending on serviceability and security of the application. Terms from 5 to 25 years depending on the relative Bank and amount. Loans must be secured by freehold property, term deposits and / or shares. Interest rates are generally the relative Bank’s Variable Home Loan Rate. No penalties for early payout Transfer of existing borrowings may not be necessary as our first enquiry will be through your existing banker. Full Banking Facilities can be arranged as well as a dedicated Business Banker Draw down of facilities generally within 2-3 weeks depending on Lender UNSECURED BUSINESS LOANS Any amount up to $30,000 Interest Rate of 12.5% p.a.E fixed Terms of up to 7 years No Security Required A clear CRAA report is required Lending criteria is stricter and terms and condition do apply.
7	Business Credit Cards & Affiliates Business Credit Cards: These can be arranged with various banks on a revolving basis or monthly clearance. Cards can be either secured or unsecured. Rates will vary depending on facility sought and lender. New and existing businesses can be catered for. Affiliates: Corporate Financial Services has facilities with the following lenders to enable financing of your new business or expansion as simple as possible: BANKS: NON BANK FINANCIAL INSTITUTIONS: AMP BANKING ALL SURITY LTD ANZ BANKING FROUP LTD AUSSIE HOME LOANS BANKWEST LTD CAPITAL FINANCE AUSTRALIA LTD BENDIGO BANK LTD CREDIT FORCE COMMONWEALTH BANK OF AUSTRALIA LTD ENTERPRISE FINANCE SOLUTIONS PTY LTD NATIONAL AUSTRALIA BANK LTD FARADAY & WEST PTY LTD ST GEORGE BANK LTD LIBERTY FINANCIAL WESTPAC BANKING CORPORATION LTD
8	Vehicle Finance Corporate Financial Services through our arrangements with various Finance Companies can take the hassle out of funding your business purchases, whether they be: New & Used Passenger Motor Vehicles. New & Used Commercial Vehicles and Vans We offer competitive terms & interest rates and a variety of packages to meet your individual needs by way of the following:- HIRE PURCHASE CHATTEL MORTGAGE LEASE NOVATED LEASE SECURED LOANS
9	Equipment Finance To enable conservation of working capital, CFS can offer attractive terms and conditions on the items to existing franchisees. All major purchases (such as trucks and machinery) can be obtained over a 5 year term with or without residual payments
10	SERVICES PROVIDED BY CORPORATE MOTOR BROKERS
11	Vehicle Sales The vehicle pictured in this slide, was delivered to Rodney Gadsden (Regional Franchiser for Jim’s Fencing in Sydney) in October 2003. Rodney was advised by a Sydney dealer that no black vehicles were available for at least 3 months. Through Corporate Motor Brokers contacts, delivery was made via a South Australian dealer into Sydney within a fortnight. We even arranged this at a cheaper price than quoted by the Sydney dealer. The accessories provided were also of a superior quality to the ones quoted by the dealer.
12	New Vehicles
13	New Vehicle Purchase Buying a new motor vehicle can be both a harrowing and time consuming exercise. Corporate Motor Brokers, through our extensive Australia wide dealer network, can organise your new vehicle purchase with the minimum of fuss. We can deliver to any state or territory. In view of our buying power and arrangements made with our associated dealers, we will be able to negotiate the best available price for you. All prices quoted are “drive away” with no additional costs You decide what make, model, colour and option you require, and we will negotiate the best available price. If you are unsure of which vehicle will best suit your needs, we are happy to provide unbiased and obligation free advice. Delivery will be generally with in 5 days of your order, depending on availability of stock, options required and location. By utilizing our services, you can be assured that your interests are being protected, whilst you can concentrate on the operation of you business. Our special discount guarantees that you receive the best price possible. TRADE – INS Just like our buying service, we will shop around to achieve the best price for your vehicle
14	Used Vehicles
15	Used Vehicle Purchase A new vehicle may not be what you desire, so Corporate Motor Brokers will use the same process and zeal to locate a good quality used vehicle for you. We are conveniently situated amongst the Melbourne’s Motor Vehicle Wholesalers. With over 4000 vehicles to chose from, ensuring we should be able to find the car you desire. We can work with in any price range from the luxury car for your wife to a inexpensive first vehicle for your children. As Corporate Motor Brokers does not have the overheads of a franchised dealer, we will be able to deliver your vehicle at a substantially lower cost. All vehicles come with Road Worthy Certificates, Statutory Charges paid, Dealer Warranty and a detail to “Showroom Condition”. All prices quoted are “driveaway” Used vehicles can also be sourced through our extensive interstate dealer network.
16	Insurance & Warranty To protect the financial costs of your new purchase we can provide the following products : Extended Manufacturers Warranty Comprehensive Insurance Asset Protection Insurance Sickness Benefit Insurance Agents For: Allianz All States Warranty Network, AON Risk Services Pty Ltd Capital Finance
17	Vehicle Protection To enhance the finish of your new vehicle purchase we can provide the following products:- Paint Protection Interior Protection Rust Proofing Sound Deadening Alarms Window Tint Agents for: Ming Motor One Group Ltd
18	Contact Us Corporate Motor Brokers & Financial Services is conveniently situated with in the Melbourne CBD. Contact: John Fyfe 454 City Road South Melbourne Vic 3205 Phone: 03 9682 7580 Fax: 03 9682 1743 Mobile: 0434 122 939 After Hours: 0413 874 152 Email: jfyfe@corpmotorbrokers.com.au Website: www.corpmotorbrokers.com.au